The appraisal that survives IRS scrutiny, a divorce hearing, or the buyer's lender. Same Utah Certified Residential appraiser, every step — from inspection to signed report. 5–7 day turnaround across the Wasatch Front.
From a single‑family in Bountiful to a custom mountain home in Heber, the same standard of care, documentation, and turnaround.
A small Utah shop, doing residential appraisal work the way it's supposed to be done: one appraiser, on every report, start to finish.
"Every report I sign goes out as if it'll be reviewed by the toughest underwriter, attorney, or judge — because some of them will be."
Miner Appraisals has been valuing Utah homes since 2017. Independent, owner‑operated, and locally focused — which means the appraiser who answers your inquiry is the same one inspecting your property and signing the report.
We don't take AMC orders. No appraisal management company in the middle, no third‑party markup, no volume‑driven shortcuts. We work directly with private clients — homeowners, attorneys, CPAs — and our reports read cleanly, defend easily, and give you something to actually use.
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If you're outside this map, ask anyway — we travel for the right assignment, especially attorney work and rural valuations.
No phone tag. No sales pitch. Just pricing and proposed inspection times.
Practical writing for attorneys, agents, and homeowners — the kind of thing we wish more clients had read before calling.

Two years ago, your offer needed to be above asking and appraisal-waived to win. The market changed. The buyer-protection tools that didn't apply then apply now — and the cheapest of them is a $500 appraisal of your own.

Most FSBO sellers price from Zillow, round up by 3%, and stake the sign. The number is almost always wrong — by the amount that quietly costs $15,000 or $30,000 on a Wasatch Front closing. A $500 appraisal closes the gap. The honest math.

A CMA is free. A pre-listing appraisal is $500. They answer the same question on the surface — but in a non-disclosure state, they aren't drawing from the same data. The honest math on which one your house actually needs.

Most Utah divorces treat the home appraisal like an errand. The other half discovers somewhere around the inspection that it's a four-decision process — effective date, scope, single appraiser vs. two, who pays. Get any one of them wrong upstream and the report gets re-litigated.

A 1004 URAR is a lender form. It does not survive deposition. The engagement-letter checklist Utah litigators should send before retaining a residential appraiser — Rule 702 admissibility, URCP 26 timing, deposition-ready USPAP reports, and the fee structure that should be in writing.

Most first-time personal representatives assume the probate inventory is paperwork the attorney handles. Three months pass, the deadline arrives, and nobody commissioned the appraisal. Utah Code 75-3-706 read out loud, plus what district-court judges expect to see on the schedule.

A Sugar House bungalow at $220K becomes $580K at death and $620K at sale three years later. With a documented step-up the taxable gain is $40K. Without it, the IRS can argue $400K — a tax difference in the five figures.

The reference for what the CPA should be looking for when the appraisal report lands on the desk. Qualified-appraiser credentials, report-content checklist, 20%/40% accuracy-related penalties, and adequate-disclosure protection.

Most first-time personal representatives think the appraisal is something the attorney handles. The attorney thinks the executor handles it. The procedural guide nobody hands you when you accept the appointment.

Most published GRAT guidance assumes the funding asset is a public stock. Real estate is different — illiquid annuity payments, subjective inception-date valuation, and the IRC § 2702 funding math that controls everything downstream.

The deed gets signed, the kid gets the keys, and December 31 comes and goes. Then the CPA explains Form 709 — the qualified appraisal, the adequate-disclosure rules, the 3-year statute of limitations that never starts running if the paperwork is thin.

Most donors think a real-estate gift to charity works like a stock donation. The IRS reserves seven layers of paperwork that the stock donation never needed — and Section B of Form 8283 is where most of them live.

Most year-end gift plans don't fail at the IRS — they fail at the calendar. The 6-week countdown, the gift-date trap, and the county recorder closures that bite people in late December.

One number decides the motion: the property's value. A dollar above a threshold and the second mortgage survives; a dollar below and it's gone. How the appraisal carries that weight.

You think it's 2,800 square feet; the appraisal says 2,450. Nobody lied — they measured by different rules. Why your basement doesn't count, and how to fix a wrong number.

Not a courtroom — an administrative paperwork process, and most appeals never see a room at all. The whole thing, start to finish, including what the room feels like.

A 10-minute self-screen to tell whether the assessor got you wrong — and an honest list of when to leave it alone. Most appraisers won't tell you when not to hire them.

The real arithmetic — the per-$1,000 rule of thumb, two worked Wasatch Front examples, and the honest line below which you shouldn't bother filing.

The deadline is September 15 — but the work that wins the appeal starts weeks earlier. The whole process, counted backward from the date that matters.

The envelope that lands in late July is not a bill — it's your one window to challenge the assessor's value before the September deadline. Line by line, county by county.

An appraiser's view of the most consequential decision in a divorce valuation — written for Utah family‑law attorneys who want to instruct the appraisal correctly the first time.

Why date‑of‑death valuations are different from current‑market work — and exactly how to brief your appraiser.

A walkthrough of the Board of Equalization process and what makes a winning case.

Six Wasatch Front situations where independent valuation flips the negotiation.
Tell us about the property, the purpose, and the deadline — we'll come back with pricing and proposed inspection times.